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The Modern Day Agent

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Eric Arlt

VP | Sales Manager | AZ Division

earlt@wfgnationaltitle.comDirect: 480-707-7856

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About Me

With 20+ years of helping real estate agents and mortgage lenders, Eric Arlt has learned from personal experience why 95% of them seldom reach the top 5%. As the Vice President | Sales Manager | Arizona Division of WFG National Title Insurance Company, he has acquired the experience of coaching over 2000+ Agents/LO’s Nationwide. In doing so, he has learned firsthand how to set up the right infrastructures for Agents and Lenders to properly structure their business for expansion by leveraging effective systems/processes to support unlimited growth potential. These systems have allowed his clients to predictably (and rapidly) scale their ROI, while working up to 40% less, in some instances.

Eric has assisted over 6,000 households in the Phoenix and Las Vegas communities to realize their dream of homeownership. Eric began his career over 20 years ago as a loan processor and underwriter, working his way to the position of Regional Account Executive for HSBC | Decision One Mortgage. As a member of their President’s Club, Eric became one of the company’s top producers. He has also assisted in the creation of platforms and systems to help real estate agents expand their businesses by identifying leverage points and developing tools for goal execution.

Outside of his work life, Eric has been recognized for his work as an Executive Producer for the film Steel City. This film earned him an Official Selection at the Sundance Film Festival in 2006 and the Independent Spirit Award Nomination in 2007.

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Because of you, I WILL work to develop productive solutions that will enhance your business and help provide your clients with an exceptional escrow experience.”

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What IS Title insurance

Answering all your questions

Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

While the function of most other forms of insurance is risk assumption through the pooling of risks or losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination fo the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

Immediately contact your escrow officer and notify them if someone is unable to attend or sign the closing documents for any reason.

An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow party are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Bring government issued identification card like a driver’s license or passport. Identification, must include a picture and signature for notary purposes. In the event that you are a borrower some lenders require two forms of identification so it is always best to have two forms of identification with you.

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How WFG is built for you

No matter what side of the transaction you’re on, the ins and outs of real estate can be stressful. But we knew from the start that WFG could make things easier for everyone. Our company is built on four simple cornerstones to serve you better.

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